diff --git a/backend/cmd/server/wire_gen.go b/backend/cmd/server/wire_gen.go
index 7d465fee..e99979ef 100644
--- a/backend/cmd/server/wire_gen.go
+++ b/backend/cmd/server/wire_gen.go
@@ -188,7 +188,7 @@ func initializeApplication(buildInfo handler.BuildInfo) (*Application, error) {
 	opsAlertEvaluatorService := service.ProvideOpsAlertEvaluatorService(opsService, opsRepository, emailService, redisClient, configConfig)
 	opsCleanupService := service.ProvideOpsCleanupService(opsRepository, db, redisClient, configConfig)
 	opsScheduledReportService := service.ProvideOpsScheduledReportService(opsService, userService, emailService, redisClient, configConfig)
-	tokenRefreshService := service.ProvideTokenRefreshService(accountRepository, oAuthService, openAIOAuthService, geminiOAuthService, antigravityOAuthService, compositeTokenCacheInvalidator, configConfig)
+	tokenRefreshService := service.ProvideTokenRefreshService(accountRepository, oAuthService, openAIOAuthService, geminiOAuthService, antigravityOAuthService, compositeTokenCacheInvalidator, schedulerCache, configConfig)
 	accountExpiryService := service.ProvideAccountExpiryService(accountRepository)
 	subscriptionExpiryService := service.ProvideSubscriptionExpiryService(userSubscriptionRepository)
 	v := provideCleanup(client, redisClient, opsMetricsCollector, opsAggregationService, opsAlertEvaluatorService, opsCleanupService, opsScheduledReportService, schedulerSnapshotService, tokenRefreshService, accountExpiryService, subscriptionExpiryService, usageCleanupService, pricingService, emailQueueService, billingCacheService, oAuthService, openAIOAuthService, geminiOAuthService, antigravityOAuthService)
diff --git a/backend/internal/service/token_refresh_service.go b/backend/internal/service/token_refresh_service.go
index 6ef92bbf..c33cbf48 100644
--- a/backend/internal/service/token_refresh_service.go
+++ b/backend/internal/service/token_refresh_service.go
@@ -18,6 +18,7 @@ type TokenRefreshService struct {
 	refreshers       []TokenRefresher
 	cfg              *config.TokenRefreshConfig
 	cacheInvalidator TokenCacheInvalidator
+	schedulerCache   SchedulerCache // 用于同步更新调度器缓存，解决 token 刷新后缓存不一致问题
 
 	stopCh chan struct{}
 	wg     sync.WaitGroup
@@ -31,12 +32,14 @@ func NewTokenRefreshService(
 	geminiOAuthService *GeminiOAuthService,
 	antigravityOAuthService *AntigravityOAuthService,
 	cacheInvalidator TokenCacheInvalidator,
+	schedulerCache SchedulerCache,
 	cfg *config.Config,
 ) *TokenRefreshService {
 	s := &TokenRefreshService{
 		accountRepo:      accountRepo,
 		cfg:              &cfg.TokenRefresh,
 		cacheInvalidator: cacheInvalidator,
+		schedulerCache:   schedulerCache,
 		stopCh:           make(chan struct{}),
 	}
 
@@ -198,6 +201,15 @@ func (s *TokenRefreshService) refreshWithRetry(ctx context.Context, account *Acc
 					log.Printf("[TokenRefresh] Token cache invalidated for account %d", account.ID)
 				}
 			}
+			// 同步更新调度器缓存，确保调度获取的 Account 对象包含最新的 credentials
+			// 这解决了 token 刷新后调度器缓存数据不一致的问题（#445）
+			if s.schedulerCache != nil {
+				if err := s.schedulerCache.SetAccount(ctx, account); err != nil {
+					log.Printf("[TokenRefresh] Failed to sync scheduler cache for account %d: %v", account.ID, err)
+				} else {
+					log.Printf("[TokenRefresh] Scheduler cache synced for account %d", account.ID)
+				}
+			}
 			return nil
 		}
 
diff --git a/backend/internal/service/token_refresh_service_test.go b/backend/internal/service/token_refresh_service_test.go
index d23a0bb6..8e16c6f5 100644
--- a/backend/internal/service/token_refresh_service_test.go
+++ b/backend/internal/service/token_refresh_service_test.go
@@ -70,7 +70,7 @@ func TestTokenRefreshService_RefreshWithRetry_InvalidatesCache(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       5,
 		Platform: PlatformGemini,
@@ -98,7 +98,7 @@ func TestTokenRefreshService_RefreshWithRetry_InvalidatorErrorIgnored(t *testing
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       6,
 		Platform: PlatformGemini,
@@ -124,7 +124,7 @@ func TestTokenRefreshService_RefreshWithRetry_NilInvalidator(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, nil, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, nil, nil, cfg)
 	account := &Account{
 		ID:       7,
 		Platform: PlatformGemini,
@@ -151,7 +151,7 @@ func TestTokenRefreshService_RefreshWithRetry_Antigravity(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       8,
 		Platform: PlatformAntigravity,
@@ -179,7 +179,7 @@ func TestTokenRefreshService_RefreshWithRetry_NonOAuthAccount(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       9,
 		Platform: PlatformGemini,
@@ -207,7 +207,7 @@ func TestTokenRefreshService_RefreshWithRetry_OtherPlatformOAuth(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       10,
 		Platform: PlatformOpenAI, // OpenAI OAuth 账户
@@ -235,7 +235,7 @@ func TestTokenRefreshService_RefreshWithRetry_UpdateFailed(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       11,
 		Platform: PlatformGemini,
@@ -264,7 +264,7 @@ func TestTokenRefreshService_RefreshWithRetry_RefreshFailed(t *testing.T) {
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       12,
 		Platform: PlatformGemini,
@@ -291,7 +291,7 @@ func TestTokenRefreshService_RefreshWithRetry_AntigravityRefreshFailed(t *testin
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       13,
 		Platform: PlatformAntigravity,
@@ -318,7 +318,7 @@ func TestTokenRefreshService_RefreshWithRetry_AntigravityNonRetryableError(t *te
 			RetryBackoffSeconds: 0,
 		},
 	}
-	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, cfg)
+	service := NewTokenRefreshService(repo, nil, nil, nil, nil, invalidator, nil, cfg)
 	account := &Account{
 		ID:       14,
 		Platform: PlatformAntigravity,
diff --git a/backend/internal/service/wire.go b/backend/internal/service/wire.go
index 096e15a0..4b721bb6 100644
--- a/backend/internal/service/wire.go
+++ b/backend/internal/service/wire.go
@@ -44,9 +44,10 @@ func ProvideTokenRefreshService(
 	geminiOAuthService *GeminiOAuthService,
 	antigravityOAuthService *AntigravityOAuthService,
 	cacheInvalidator TokenCacheInvalidator,
+	schedulerCache SchedulerCache,
 	cfg *config.Config,
 ) *TokenRefreshService {
-	svc := NewTokenRefreshService(accountRepo, oauthService, openaiOAuthService, geminiOAuthService, antigravityOAuthService, cacheInvalidator, cfg)
+	svc := NewTokenRefreshService(accountRepo, oauthService, openaiOAuthService, geminiOAuthService, antigravityOAuthService, cacheInvalidator, schedulerCache, cfg)
 	svc.Start()
 	return svc
 }