Add a dedicated CheckMixedChannel endpoint that allows the frontend
to pre-validate mixed channel risk before submitting create/update
requests. This improves UX by showing warnings earlier in the flow
instead of only after form submission.
Backend changes:
- Add CheckMixedChannelRequest struct and CheckMixedChannel handler
- Register POST /check-mixed-channel route
- Expose CheckMixedChannelRisk as public method on AdminService
- Simplify Create/Update 409 responses (remove details/require_confirmation)
- Add comprehensive handler tests and stub methods
Frontend changes:
- Add checkMixedChannelRisk API function and TypeScript types
- Refactor CreateAccountModal to precheck before step transition and submission
- Refactor EditAccountModal to precheck before update submission
- Replace pendingPayload pattern with action-based dialog flow
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