fix(payment): support source routing and compatible resume signing

backend/internal/handler/payment_handler_resume_test.go

@@ -164,9 +164,8 @@ func TestVerifyOrderPublicReturnsLegacyOrderState(t *testing.T) {
 }
 
 func TestResolveOrderPublicByResumeTokenReturnsFrontendContractFields(t *testing.T) {
-	t.Parallel()
-
 	gin.SetMode(gin.TestMode)
+	t.Setenv("PAYMENT_RESUME_SIGNING_KEY", "0123456789abcdef0123456789abcdef")
 
 	db, err := sql.Open("sqlite", "file:payment_handler_public_resolve?mode=memory&cache=shared")
 	require.NoError(t, err)
@@ -250,3 +249,120 @@ func TestResolveOrderPublicByResumeTokenReturnsFrontendContractFields(t *testing
 	require.Contains(t, resp.Data, "expires_at")
 	require.Contains(t, resp.Data, "refund_amount")
 }
+
+func TestResolveOrderPublicByResumeTokenReturnsBadRequestForMismatchedToken(t *testing.T) {
+	gin.SetMode(gin.TestMode)
+	t.Setenv("PAYMENT_RESUME_SIGNING_KEY", "0123456789abcdef0123456789abcdef")
+
+	db, err := sql.Open("sqlite", "file:payment_handler_public_resolve_mismatch?mode=memory&cache=shared")
+	require.NoError(t, err)
+	t.Cleanup(func() { _ = db.Close() })
+
+	_, err = db.Exec("PRAGMA foreign_keys = ON")
+	require.NoError(t, err)
+
+	drv := entsql.OpenDB(dialect.SQLite, db)
+	client := enttest.NewClient(t, enttest.WithOptions(dbent.Driver(drv)))
+	t.Cleanup(func() { _ = client.Close() })
+
+	user, err := client.User.Create().
+		SetEmail("public-resolve-mismatch@example.com").
+		SetPasswordHash("hash").
+		SetUsername("public-resolve-mismatch-user").
+		Save(context.Background())
+	require.NoError(t, err)
+
+	order, err := client.PaymentOrder.Create().
+		SetUserID(user.ID).
+		SetUserEmail(user.Email).
+		SetUserName(user.Username).
+		SetAmount(100).
+		SetPayAmount(103).
+		SetFeeRate(0.03).
+		SetRechargeCode("PUBLIC-RESOLVE-MISMATCH").
+		SetOutTradeNo("resolve-order-mismatch-no").
+		SetPaymentType(payment.TypeAlipay).
+		SetPaymentTradeNo("trade-public-resolve-mismatch").
+		SetOrderType(payment.OrderTypeBalance).
+		SetStatus(service.OrderStatusPaid).
+		SetExpiresAt(time.Now().Add(time.Hour)).
+		SetPaidAt(time.Now()).
+		SetClientIP("127.0.0.1").
+		SetSrcHost("api.example.com").
+		Save(context.Background())
+	require.NoError(t, err)
+
+	resumeSvc := service.NewPaymentResumeService([]byte("0123456789abcdef0123456789abcdef"))
+	token, err := resumeSvc.CreateToken(service.ResumeTokenClaims{
+		OrderID:            order.ID,
+		UserID:             user.ID + 999,
+		PaymentType:        payment.TypeAlipay,
+		CanonicalReturnURL: "https://app.example.com/payment/result",
+	})
+	require.NoError(t, err)
+
+	configSvc := service.NewPaymentConfigService(client, nil, []byte("0123456789abcdef0123456789abcdef"))
+	paymentSvc := service.NewPaymentService(client, payment.NewRegistry(), nil, nil, nil, configSvc, nil, nil)
+	h := NewPaymentHandler(paymentSvc, nil, nil)
+
+	recorder := httptest.NewRecorder()
+	ctx, _ := gin.CreateTestContext(recorder)
+	ctx.Request = httptest.NewRequest(
+		http.MethodPost,
+		"/api/v1/payment/public/orders/resolve",
+		bytes.NewBufferString(`{"resume_token":"`+token+`"}`),
+	)
+	ctx.Request.Header.Set("Content-Type", "application/json")
+
+	h.ResolveOrderPublicByResumeToken(ctx)
+
+	require.Equal(t, http.StatusBadRequest, recorder.Code)
+
+	var resp struct {
+		Code    int    `json:"code"`
+		Reason  string `json:"reason"`
+		Message string `json:"message"`
+	}
+	require.NoError(t, json.Unmarshal(recorder.Body.Bytes(), &resp))
+	require.Equal(t, http.StatusBadRequest, resp.Code)
+	require.Equal(t, "INVALID_RESUME_TOKEN", resp.Reason)
+}
+
+func TestVerifyOrderPublicRejectsBlankOutTradeNo(t *testing.T) {
+	gin.SetMode(gin.TestMode)
+
+	db, err := sql.Open("sqlite", "file:payment_handler_public_verify_blank?mode=memory&cache=shared")
+	require.NoError(t, err)
+	t.Cleanup(func() { _ = db.Close() })
+
+	_, err = db.Exec("PRAGMA foreign_keys = ON")
+	require.NoError(t, err)
+
+	drv := entsql.OpenDB(dialect.SQLite, db)
+	client := enttest.NewClient(t, enttest.WithOptions(dbent.Driver(drv)))
+	t.Cleanup(func() { _ = client.Close() })
+
+	paymentSvc := service.NewPaymentService(client, payment.NewRegistry(), nil, nil, nil, nil, nil, nil)
+	h := NewPaymentHandler(paymentSvc, nil, nil)
+
+	recorder := httptest.NewRecorder()
+	ctx, _ := gin.CreateTestContext(recorder)
+	ctx.Request = httptest.NewRequest(
+		http.MethodPost,
+		"/api/v1/payment/public/orders/verify",
+		bytes.NewBufferString(`{"out_trade_no":"   "}`),
+	)
+	ctx.Request.Header.Set("Content-Type", "application/json")
+
+	h.VerifyOrderPublic(ctx)
+
+	require.Equal(t, http.StatusBadRequest, recorder.Code)
+
+	var resp struct {
+		Code   int    `json:"code"`
+		Reason string `json:"reason"`
+	}
+	require.NoError(t, json.Unmarshal(recorder.Body.Bytes(), &resp))
+	require.Equal(t, http.StatusBadRequest, resp.Code)
+	require.Equal(t, "INVALID_OUT_TRADE_NO", resp.Reason)
+}

backend/internal/service/payment_config_limits.go

@@ -20,7 +20,7 @@ func (s *PaymentConfigService) GetAvailableMethodLimits(ctx context.Context) (*M
 		return nil, fmt.Errorf("query provider instances: %w", err)
 	}
 	typeInstances := pcGroupByPaymentType(instances)
-	typeInstances = pcApplyEnabledVisibleMethodInstances(typeInstances, instances)
+	typeInstances = s.pcApplyEnabledVisibleMethodInstances(ctx, typeInstances, instances)
 	resp := &MethodLimitsResponse{
 		Methods: make(map[string]MethodLimits, len(typeInstances)),
 	}
@@ -32,7 +32,7 @@ func (s *PaymentConfigService) GetAvailableMethodLimits(ctx context.Context) (*M
 	return resp, nil
 }
 
-func pcApplyEnabledVisibleMethodInstances(typeInstances map[string][]*dbent.PaymentProviderInstance, instances []*dbent.PaymentProviderInstance) map[string][]*dbent.PaymentProviderInstance {
+func (s *PaymentConfigService) pcApplyEnabledVisibleMethodInstances(ctx context.Context, typeInstances map[string][]*dbent.PaymentProviderInstance, instances []*dbent.PaymentProviderInstance) map[string][]*dbent.PaymentProviderInstance {
 	if len(typeInstances) == 0 {
 		return typeInstances
 	}
@@ -44,11 +44,17 @@ func pcApplyEnabledVisibleMethodInstances(typeInstances map[string][]*dbent.Paym
 
 	for _, method := range []string{payment.TypeAlipay, payment.TypeWxpay} {
 		matching := filterEnabledVisibleMethodInstances(instances, method)
-		if len(matching) != 1 {
+		providerKey, err := s.resolveVisibleMethodProviderKey(ctx, method, matching)
+		if err != nil || providerKey == "" {
 			delete(filtered, method)
 			continue
 		}
-		filtered[method] = []*dbent.PaymentProviderInstance{matching[0]}
+		selectedInstances := filterVisibleMethodInstancesByProviderKey(instances, method, providerKey)
+		if len(selectedInstances) == 0 {
+			delete(filtered, method)
+			continue
+		}
+		filtered[method] = selectedInstances
 	}
 	return filtered
 }

backend/internal/service/payment_config_limits_test.go

@@ -301,7 +301,35 @@ func TestPcInstanceTypeLimits(t *testing.T) {
 	})
 }
 
-func TestGetAvailableMethodLimitsHidesConflictingVisibleMethodProviders(t *testing.T) {
+func TestGetAvailableMethodLimitsUsesConfiguredVisibleMethodSource(t *testing.T) {
+	tests := []struct {
+		name                string
+		sourceSetting       string
+		wantAlipaySingleMin float64
+		wantAlipaySingleMax float64
+		wantGlobalMin       float64
+		wantGlobalMax       float64
+	}{
+		{
+			name:                "official source",
+			sourceSetting:       VisibleMethodSourceOfficialAlipay,
+			wantAlipaySingleMin: 10,
+			wantAlipaySingleMax: 100,
+			wantGlobalMin:       10,
+			wantGlobalMax:       300,
+		},
+		{
+			name:                "easypay source",
+			sourceSetting:       VisibleMethodSourceEasyPayAlipay,
+			wantAlipaySingleMin: 20,
+			wantAlipaySingleMax: 200,
+			wantGlobalMin:       20,
+			wantGlobalMax:       300,
+		},
+	}
+
+	for _, tt := range tests {
+		t.Run(tt.name, func(t *testing.T) {
 			ctx := context.Background()
 			client := newPaymentConfigServiceTestClient(t)
 
@@ -341,6 +369,11 @@ func TestGetAvailableMethodLimitsHidesConflictingVisibleMethodProviders(t *testi
 
 			svc := &PaymentConfigService{
 				entClient: client,
+				settingRepo: &paymentConfigSettingRepoStub{
+					values: map[string]string{
+						SettingPaymentVisibleMethodAlipaySource: tt.sourceSetting,
+					},
+				},
 			}
 
 			resp, err := svc.GetAvailableMethodLimits(ctx)
@@ -348,8 +381,12 @@ func TestGetAvailableMethodLimitsHidesConflictingVisibleMethodProviders(t *testi
 				t.Fatalf("GetAvailableMethodLimits returned error: %v", err)
 			}
 
-	if _, ok := resp.Methods[payment.TypeAlipay]; ok {
-		t.Fatalf("alipay should be hidden when multiple enabled providers claim it, got %v", resp.Methods[payment.TypeAlipay])
+			alipayLimits, ok := resp.Methods[payment.TypeAlipay]
+			if !ok {
+				t.Fatalf("expected alipay limits to remain visible, got %v", resp.Methods)
+			}
+			if alipayLimits.SingleMin != tt.wantAlipaySingleMin || alipayLimits.SingleMax != tt.wantAlipaySingleMax {
+				t.Fatalf("alipay limits = %+v, want min=%v max=%v", alipayLimits, tt.wantAlipaySingleMin, tt.wantAlipaySingleMax)
 			}
 
 			wxpayLimits, ok := resp.Methods[payment.TypeWxpay]
@@ -359,7 +396,9 @@ func TestGetAvailableMethodLimitsHidesConflictingVisibleMethodProviders(t *testi
 			if wxpayLimits.SingleMin != 30 || wxpayLimits.SingleMax != 300 {
 				t.Fatalf("wxpay limits = %+v, want official-only min=30 max=300", wxpayLimits)
 			}
-	if resp.GlobalMin != 30 || resp.GlobalMax != 300 {
-		t.Fatalf("global range = (%v, %v), want (30, 300)", resp.GlobalMin, resp.GlobalMax)
+			if resp.GlobalMin != tt.wantGlobalMin || resp.GlobalMax != tt.wantGlobalMax {
+				t.Fatalf("global range = (%v, %v), want (%v, %v)", resp.GlobalMin, resp.GlobalMax, tt.wantGlobalMin, tt.wantGlobalMax)
+			}
+		})
 	}
 }

backend/internal/service/payment_config_providers_test.go

@@ -4,9 +4,12 @@ package service
 
 import (
 	"context"
+	"crypto/rand"
+	"crypto/rsa"
+	"crypto/x509"
+	"encoding/pem"
 	"testing"
 
-	infraerrors "github.com/Wei-Shaw/sub2api/internal/pkg/errors"
 	"github.com/stretchr/testify/assert"
 	"github.com/stretchr/testify/require"
 )
@@ -199,7 +202,7 @@ func TestJoinTypes(t *testing.T) {
 	}
 }
 
-func TestCreateProviderInstanceRejectsConflictingVisibleMethodEnablement(t *testing.T) {
+func TestCreateProviderInstanceAllowsVisibleMethodProvidersFromDifferentSources(t *testing.T) {
 	t.Parallel()
 
 	ctx := context.Background()
@@ -227,15 +230,14 @@ func TestCreateProviderInstanceRejectsConflictingVisibleMethodEnablement(t *test
 	_, err = svc.CreateProviderInstance(ctx, CreateProviderInstanceRequest{
 		ProviderKey:    "alipay",
 		Name:           "Official Alipay",
-		Config:         map[string]string{"appId": "app-1"},
+		Config:         map[string]string{"appId": "app-1", "privateKey": "private-key"},
 		SupportedTypes: []string{"alipay"},
 		Enabled:        true,
 	})
-	require.Error(t, err)
-	require.Equal(t, "PAYMENT_PROVIDER_CONFLICT", infraerrors.Reason(err))
+	require.NoError(t, err)
 }
 
-func TestUpdateProviderInstanceRejectsEnablingConflictingVisibleMethodProvider(t *testing.T) {
+func TestUpdateProviderInstanceAllowsEnablingVisibleMethodProviderFromDifferentSource(t *testing.T) {
 	t.Parallel()
 
 	ctx := context.Background()
@@ -264,7 +266,7 @@ func TestUpdateProviderInstanceRejectsEnablingConflictingVisibleMethodProvider(t
 	candidate, err := svc.CreateProviderInstance(ctx, CreateProviderInstanceRequest{
 		ProviderKey:    "wxpay",
 		Name:           "Official WeChat",
-		Config:         map[string]string{"appId": "wx-app"},
+		Config:         validWxpayProviderConfig(t),
 		SupportedTypes: []string{"wxpay"},
 		Enabled:        false,
 	})
@@ -273,8 +275,7 @@ func TestUpdateProviderInstanceRejectsEnablingConflictingVisibleMethodProvider(t
 	_, err = svc.UpdateProviderInstance(ctx, candidate.ID, UpdateProviderInstanceRequest{
 		Enabled: boolPtrValue(true),
 	})
-	require.Error(t, err)
-	require.Equal(t, "PAYMENT_PROVIDER_CONFLICT", infraerrors.Reason(err))
+	require.NoError(t, err)
 }
 
 func TestUpdateProviderInstancePersistsEnabledAndSupportedTypes(t *testing.T) {
@@ -317,3 +318,25 @@ func TestUpdateProviderInstancePersistsEnabledAndSupportedTypes(t *testing.T) {
 func boolPtrValue(v bool) *bool {
 	return &v
 }
+
+func validWxpayProviderConfig(t *testing.T) map[string]string {
+	t.Helper()
+
+	key, err := rsa.GenerateKey(rand.Reader, 2048)
+	require.NoError(t, err)
+
+	privDER, err := x509.MarshalPKCS8PrivateKey(key)
+	require.NoError(t, err)
+	pubDER, err := x509.MarshalPKIXPublicKey(&key.PublicKey)
+	require.NoError(t, err)
+
+	return map[string]string{
+		"appId":       "wx-app-test",
+		"mchId":       "mch-test",
+		"privateKey":  string(pem.EncodeToMemory(&pem.Block{Type: "PRIVATE KEY", Bytes: privDER})),
+		"apiV3Key":    "12345678901234567890123456789012",
+		"publicKey":   string(pem.EncodeToMemory(&pem.Block{Type: "PUBLIC KEY", Bytes: pubDER})),
+		"publicKeyId": "public-key-id-test",
+		"certSerial":  "cert-serial-test",
+	}
+}

backend/internal/service/payment_order_lifecycle.go

@@ -234,6 +234,10 @@ func paymentOrderShouldPersistUpstreamTradeNo(queryRef, upstreamTradeNo, current
 // if a payment was made, and processes it if so. This handles the case where
 // the provider's notify callback was missed (e.g. EasyPay popup mode).
 func (s *PaymentService) VerifyOrderByOutTradeNo(ctx context.Context, outTradeNo string, userID int64) (*dbent.PaymentOrder, error) {
+	outTradeNo, err := normalizeOrderLookupOutTradeNo(outTradeNo)
+	if err != nil {
+		return nil, err
+	}
 	o, err := s.entClient.PaymentOrder.Query().
 		Where(paymentorder.OutTradeNo(outTradeNo)).
 		Only(ctx)
@@ -261,6 +265,10 @@ func (s *PaymentService) VerifyOrderByOutTradeNo(ctx context.Context, outTradeNo
 // triggering any upstream reconciliation. Signed resume-token recovery is the
 // only public recovery path allowed to query upstream state.
 func (s *PaymentService) VerifyOrderPublic(ctx context.Context, outTradeNo string) (*dbent.PaymentOrder, error) {
+	outTradeNo, err := normalizeOrderLookupOutTradeNo(outTradeNo)
+	if err != nil {
+		return nil, err
+	}
 	o, err := s.entClient.PaymentOrder.Query().
 		Where(paymentorder.OutTradeNo(outTradeNo)).
 		Only(ctx)
@@ -270,6 +278,27 @@ func (s *PaymentService) VerifyOrderPublic(ctx context.Context, outTradeNo strin
 	return o, nil
 }
 
+func normalizeOrderLookupOutTradeNo(raw string) (string, error) {
+	outTradeNo := strings.TrimSpace(raw)
+	if outTradeNo == "" {
+		return "", infraerrors.BadRequest("INVALID_OUT_TRADE_NO", "out_trade_no is required")
+	}
+	if len(outTradeNo) > 64 {
+		return "", infraerrors.BadRequest("INVALID_OUT_TRADE_NO", "out_trade_no is invalid")
+	}
+	for _, ch := range outTradeNo {
+		switch {
+		case ch >= 'a' && ch <= 'z':
+		case ch >= 'A' && ch <= 'Z':
+		case ch >= '0' && ch <= '9':
+		case ch == '_' || ch == '-':
+		default:
+			return "", infraerrors.BadRequest("INVALID_OUT_TRADE_NO", "out_trade_no is invalid")
+		}
+	}
+	return outTradeNo, nil
+}
+
 func (s *PaymentService) ExpireTimedOutOrders(ctx context.Context) (int, error) {
 	now := time.Now()
 	orders, err := s.entClient.PaymentOrder.Query().Where(paymentorder.StatusEQ(OrderStatusPending), paymentorder.ExpiresAtLTE(now)).All(ctx)

backend/internal/service/payment_order_result_test.go

@@ -2,6 +2,7 @@ package service
 
 import (
 	"context"
+	"strings"
 	"testing"
 	"time"
 
@@ -91,6 +92,8 @@ func TestBuildCreateOrderResponseCopiesJSAPIPayload(t *testing.T) {
 }
 
 func TestMaybeBuildWeChatOAuthRequiredResponse(t *testing.T) {
+	t.Setenv("PAYMENT_RESUME_SIGNING_KEY", "0123456789abcdef0123456789abcdef")
+
 	svc := newWeChatPaymentOAuthTestService(map[string]string{
 		SettingKeyWeChatConnectEnabled:             "true",
 		SettingKeyWeChatConnectAppID:               "wx123456",
@@ -198,6 +201,44 @@ func TestMaybeBuildWeChatOAuthRequiredResponseRequiresResumeSigningKey(t *testin
 	}
 }
 
+func TestMaybeBuildWeChatOAuthRequiredResponseFallsBackToConfiguredLegacySigningKey(t *testing.T) {
+	svc := &PaymentService{
+		configService: &PaymentConfigService{
+			settingRepo: &paymentConfigSettingRepoStub{values: map[string]string{
+				SettingKeyWeChatConnectEnabled:             "true",
+				SettingKeyWeChatConnectAppID:               "wx123456",
+				SettingKeyWeChatConnectAppSecret:           "wechat-secret",
+				SettingKeyWeChatConnectMode:                "mp",
+				SettingKeyWeChatConnectScopes:              "snsapi_base",
+				SettingKeyWeChatConnectRedirectURL:         "https://api.example.com/api/v1/auth/oauth/wechat/callback",
+				SettingKeyWeChatConnectFrontendRedirectURL: "/auth/wechat/callback",
+			}},
+			// Legacy stable signing key remains available for no-config upgrade compatibility.
+			encryptionKey: []byte("0123456789abcdef0123456789abcdef"),
+		},
+	}
+
+	resp, err := svc.maybeBuildWeChatOAuthRequiredResponse(context.Background(), CreateOrderRequest{
+		Amount:          12.5,
+		PaymentType:     payment.TypeWxpay,
+		IsWeChatBrowser: true,
+		SrcURL:          "https://merchant.example/payment?from=wechat",
+		OrderType:       payment.OrderTypeBalance,
+	}, 12.5, 12.88, 0.03)
+	if err != nil {
+		t.Fatalf("expected nil error, got %v", err)
+	}
+	if resp == nil {
+		t.Fatal("expected oauth-required response, got nil")
+	}
+	if resp.ResultType != payment.CreatePaymentResultOAuthRequired {
+		t.Fatalf("result type = %q, want %q", resp.ResultType, payment.CreatePaymentResultOAuthRequired)
+	}
+	if resp.OAuth == nil || strings.TrimSpace(resp.OAuth.AuthorizeURL) == "" {
+		t.Fatalf("expected oauth redirect payload, got %+v", resp.OAuth)
+	}
+}
+
 func TestMaybeBuildWeChatOAuthRequiredResponseForSelectionSkipsEasyPayProvider(t *testing.T) {
 	svc := newWeChatPaymentOAuthTestService(map[string]string{
 		SettingKeyWeChatConnectEnabled:             "true",

backend/internal/service/payment_resume_lookup.go

@@ -6,6 +6,7 @@ import (
 	"strings"
 
 	dbent "github.com/Wei-Shaw/sub2api/ent"
+	infraerrors "github.com/Wei-Shaw/sub2api/internal/pkg/errors"
 )
 
 func (s *PaymentService) GetPublicOrderByResumeToken(ctx context.Context, token string) (*dbent.PaymentOrder, error) {
@@ -16,10 +17,13 @@ func (s *PaymentService) GetPublicOrderByResumeToken(ctx context.Context, token
 
 	order, err := s.entClient.PaymentOrder.Get(ctx, claims.OrderID)
 	if err != nil {
+		if dbent.IsNotFound(err) {
+			return nil, infraerrors.NotFound("NOT_FOUND", "order not found")
+		}
 		return nil, fmt.Errorf("get order by resume token: %w", err)
 	}
 	if claims.UserID > 0 && order.UserID != claims.UserID {
-		return nil, fmt.Errorf("resume token user mismatch")
+		return nil, invalidResumeTokenMatchError()
 	}
 	snapshot := psOrderProviderSnapshot(order)
 	orderProviderInstanceID := strings.TrimSpace(psStringValue(order.ProviderInstanceID))
@@ -33,13 +37,13 @@ func (s *PaymentService) GetPublicOrderByResumeToken(ctx context.Context, token
 		}
 	}
 	if claims.ProviderInstanceID != "" && orderProviderInstanceID != claims.ProviderInstanceID {
-		return nil, fmt.Errorf("resume token provider instance mismatch")
+		return nil, invalidResumeTokenMatchError()
 	}
-	if claims.ProviderKey != "" && orderProviderKey != claims.ProviderKey {
-		return nil, fmt.Errorf("resume token provider key mismatch")
+	if claims.ProviderKey != "" && !strings.EqualFold(orderProviderKey, claims.ProviderKey) {
+		return nil, invalidResumeTokenMatchError()
 	}
-	if claims.PaymentType != "" && strings.TrimSpace(order.PaymentType) != claims.PaymentType {
-		return nil, fmt.Errorf("resume token payment type mismatch")
+	if claims.PaymentType != "" && NormalizeVisibleMethod(order.PaymentType) != NormalizeVisibleMethod(claims.PaymentType) {
+		return nil, invalidResumeTokenMatchError()
 	}
 	if order.Status == OrderStatusPending || order.Status == OrderStatusExpired {
 		result := s.checkPaid(ctx, order)
@@ -54,6 +58,10 @@ func (s *PaymentService) GetPublicOrderByResumeToken(ctx context.Context, token
 	return order, nil
 }
 
+func invalidResumeTokenMatchError() error {
+	return infraerrors.BadRequest("INVALID_RESUME_TOKEN", "resume token does not match the payment order")
+}
+
 func (s *PaymentService) ParseWeChatPaymentResumeToken(token string) (*WeChatPaymentResumeClaims, error) {
 	return s.paymentResume().ParseWeChatPaymentResumeToken(strings.TrimSpace(token))
 }

backend/internal/service/payment_resume_lookup_test.go

@@ -8,6 +8,7 @@ import (
 	"time"
 
 	"github.com/Wei-Shaw/sub2api/internal/payment"
+	infraerrors "github.com/Wei-Shaw/sub2api/internal/pkg/errors"
 	"github.com/stretchr/testify/require"
 )
 
@@ -143,7 +144,7 @@ func TestGetPublicOrderByResumeTokenRejectsSnapshotMismatch(t *testing.T) {
 
 	_, err = svc.GetPublicOrderByResumeToken(ctx, token)
 	require.Error(t, err)
-	require.Contains(t, err.Error(), "resume token")
+	require.Equal(t, "INVALID_RESUME_TOKEN", infraerrors.Reason(err))
 }
 
 func TestGetPublicOrderByResumeTokenUsesSnapshotAuthorityWhenColumnsDiffer(t *testing.T) {
@@ -302,3 +303,13 @@ func TestVerifyOrderPublicDoesNotCheckUpstreamForPendingOrder(t *testing.T) {
 	require.Equal(t, order.ID, got.ID)
 	require.Equal(t, 0, provider.queryCount)
 }
+
+func TestVerifyOrderPublicRejectsBlankOutTradeNo(t *testing.T) {
+	svc := &PaymentService{
+		entClient: newPaymentConfigServiceTestClient(t),
+	}
+
+	_, err := svc.VerifyOrderPublic(context.Background(), "   ")
+	require.Error(t, err)
+	require.Equal(t, "INVALID_OUT_TRADE_NO", infraerrors.Reason(err))
+}

backend/internal/service/payment_resume_service.go

@@ -1,6 +1,7 @@
 package service
 
 import (
+	"bytes"
 	"context"
 	"crypto/hmac"
 	"crypto/sha256"
@@ -68,6 +69,7 @@ type WeChatPaymentResumeClaims struct {
 
 type PaymentResumeService struct {
 	signingKey []byte
+	verifyKeys [][]byte
 }
 
 type visibleMethodLoadBalancer struct {
@@ -75,8 +77,29 @@ type visibleMethodLoadBalancer struct {
 	configService *PaymentConfigService
 }
 
-func NewPaymentResumeService(signingKey []byte) *PaymentResumeService {
-	return &PaymentResumeService{signingKey: signingKey}
+func NewPaymentResumeService(signingKey []byte, verifyFallbacks ...[]byte) *PaymentResumeService {
+	svc := &PaymentResumeService{}
+	if len(signingKey) > 0 {
+		svc.signingKey = append([]byte(nil), signingKey...)
+		svc.verifyKeys = append(svc.verifyKeys, svc.signingKey)
+	}
+	for _, fallback := range verifyFallbacks {
+		if len(fallback) == 0 {
+			continue
+		}
+		cloned := append([]byte(nil), fallback...)
+		duplicate := false
+		for _, existing := range svc.verifyKeys {
+			if bytes.Equal(existing, cloned) {
+				duplicate = true
+				break
+			}
+		}
+		if !duplicate {
+			svc.verifyKeys = append(svc.verifyKeys, cloned)
+		}
+	}
+	return svc
 }
 
 func (s *PaymentResumeService) isSigningConfigured() bool {
@@ -410,7 +433,7 @@ func (s *PaymentResumeService) parseSignedToken(token string, dest any) error {
 	if len(parts) != 2 || parts[0] == "" || parts[1] == "" {
 		return infraerrors.BadRequest("INVALID_RESUME_TOKEN", "resume token is malformed")
 	}
-	if !hmac.Equal([]byte(parts[1]), []byte(s.sign(parts[0]))) {
+	if !s.verifySignature(parts[0], parts[1]) {
 		return infraerrors.BadRequest("INVALID_RESUME_TOKEN", "resume token signature mismatch")
 	}
 	payload, err := base64.RawURLEncoding.DecodeString(parts[0])
@@ -420,6 +443,18 @@ func (s *PaymentResumeService) parseSignedToken(token string, dest any) error {
 	return json.Unmarshal(payload, dest)
 }
 
+func (s *PaymentResumeService) verifySignature(payload string, signature string) bool {
+	if s == nil {
+		return false
+	}
+	for _, key := range s.verifyKeys {
+		if hmac.Equal([]byte(signature), []byte(signPaymentResumePayload(payload, key))) {
+			return true
+		}
+	}
+	return false
+}
+
 func validatePaymentResumeExpiry(expiresAt int64, code, message string) error {
 	if expiresAt <= 0 {
 		return nil
@@ -431,7 +466,11 @@ func validatePaymentResumeExpiry(expiresAt int64, code, message string) error {
 }
 
 func (s *PaymentResumeService) sign(payload string) string {
-	mac := hmac.New(sha256.New, s.signingKey)
+	return signPaymentResumePayload(payload, s.signingKey)
+}
+
+func signPaymentResumePayload(payload string, key []byte) string {
+	mac := hmac.New(sha256.New, key)
 	_, _ = mac.Write([]byte(payload))
 	return base64.RawURLEncoding.EncodeToString(mac.Sum(nil))
 }

backend/internal/service/payment_resume_service_test.go

@@ -334,6 +334,59 @@ func TestParseWeChatPaymentResumeTokenRejectsExpiredToken(t *testing.T) {
 	}
 }
 
+func TestPaymentServiceParseWeChatPaymentResumeTokenUsesExplicitSigningKey(t *testing.T) {
+	t.Setenv("PAYMENT_RESUME_SIGNING_KEY", "explicit-payment-resume-signing-key")
+
+	token, err := NewPaymentResumeService([]byte("explicit-payment-resume-signing-key")).CreateWeChatPaymentResumeToken(WeChatPaymentResumeClaims{
+		OpenID:      "openid-explicit-key",
+		PaymentType: payment.TypeWxpay,
+	})
+	if err != nil {
+		t.Fatalf("CreateWeChatPaymentResumeToken returned error: %v", err)
+	}
+
+	svc := &PaymentService{
+		configService: &PaymentConfigService{
+			encryptionKey: []byte("0123456789abcdef0123456789abcdef"),
+		},
+	}
+
+	claims, err := svc.ParseWeChatPaymentResumeToken(token)
+	if err != nil {
+		t.Fatalf("ParseWeChatPaymentResumeToken returned error: %v", err)
+	}
+	if claims.OpenID != "openid-explicit-key" {
+		t.Fatalf("openid = %q, want %q", claims.OpenID, "openid-explicit-key")
+	}
+}
+
+func TestPaymentServiceParseWeChatPaymentResumeTokenAcceptsLegacyEncryptionKeyDuringMigration(t *testing.T) {
+	t.Setenv("PAYMENT_RESUME_SIGNING_KEY", "explicit-payment-resume-signing-key")
+
+	legacyKey := []byte("0123456789abcdef0123456789abcdef")
+	token, err := NewPaymentResumeService(legacyKey).CreateWeChatPaymentResumeToken(WeChatPaymentResumeClaims{
+		OpenID:      "openid-legacy-key",
+		PaymentType: payment.TypeWxpay,
+	})
+	if err != nil {
+		t.Fatalf("CreateWeChatPaymentResumeToken returned error: %v", err)
+	}
+
+	svc := &PaymentService{
+		configService: &PaymentConfigService{
+			encryptionKey: legacyKey,
+		},
+	}
+
+	claims, err := svc.ParseWeChatPaymentResumeToken(token)
+	if err != nil {
+		t.Fatalf("ParseWeChatPaymentResumeToken returned error: %v", err)
+	}
+	if claims.OpenID != "openid-legacy-key" {
+		t.Fatalf("openid = %q, want %q", claims.OpenID, "openid-legacy-key")
+	}
+}
+
 func TestNormalizeVisibleMethodSource(t *testing.T) {
 	t.Parallel()
 
@@ -487,7 +540,7 @@ func TestVisibleMethodLoadBalancerUsesConfiguredSourceWhenMultipleProvidersEnabl
 				officialProviderKey = payment.TypeWxpay
 			}
 
-			_, err = client.PaymentProviderInstance.Create().
+			_, err := client.PaymentProviderInstance.Create().
 				SetProviderKey(officialProviderKey).
 				SetName(tt.officialName).
 				SetConfig("{}").

backend/internal/service/payment_service.go

@@ -1,10 +1,14 @@
 package service
 
 import (
+	"bytes"
 	"context"
+	"encoding/hex"
 	"fmt"
 	"log/slog"
 	"math/rand/v2"
+	"os"
+	"strings"
 	"sync"
 	"time"
 
@@ -44,6 +48,8 @@ const (
 	orderIDPrefix = "sub2_"
 )
 
+const paymentResumeSigningKeyEnv = "PAYMENT_RESUME_SIGNING_KEY"
+
 // --- Types ---
 
 // generateOutTradeNo creates a unique external order ID for payment providers.
@@ -179,7 +185,7 @@ type PaymentService struct {
 
 func NewPaymentService(entClient *dbent.Client, registry *payment.Registry, loadBalancer payment.LoadBalancer, redeemService *RedeemService, subscriptionSvc *SubscriptionService, configService *PaymentConfigService, userRepo UserRepository, groupRepo GroupRepository) *PaymentService {
 	svc := &PaymentService{entClient: entClient, registry: registry, loadBalancer: newVisibleMethodLoadBalancer(loadBalancer, configService), redeemService: redeemService, subscriptionSvc: subscriptionSvc, configService: configService, userRepo: userRepo, groupRepo: groupRepo}
-	svc.resumeService = NewPaymentResumeService(psResumeSigningKey(configService))
+	svc.resumeService = psNewPaymentResumeService(configService)
 	return svc
 }
 
@@ -259,16 +265,54 @@ func (s *PaymentService) paymentResume() *PaymentResumeService {
 	if s.resumeService != nil {
 		return s.resumeService
 	}
-	return NewPaymentResumeService(psResumeSigningKey(s.configService))
+	return psNewPaymentResumeService(s.configService)
+}
+
+func psNewPaymentResumeService(configService *PaymentConfigService) *PaymentResumeService {
+	signingKey, verifyFallbacks := psResumeSigningKeys(configService)
+	return NewPaymentResumeService(signingKey, verifyFallbacks...)
 }
 
 func psResumeSigningKey(configService *PaymentConfigService) []byte {
+	signingKey, _ := psResumeSigningKeys(configService)
+	return signingKey
+}
+
+func psResumeSigningKeys(configService *PaymentConfigService) ([]byte, [][]byte) {
+	signingKey := parsePaymentResumeSigningKey(os.Getenv(paymentResumeSigningKeyEnv))
+	legacyKey := psResumeLegacyVerificationKey(configService)
+	if len(signingKey) == 0 {
+		if len(legacyKey) == 0 {
+			return nil, nil
+		}
+		return legacyKey, nil
+	}
+	if len(legacyKey) == 0 || bytes.Equal(legacyKey, signingKey) {
+		return signingKey, nil
+	}
+	return signingKey, [][]byte{legacyKey}
+}
+
+func psResumeLegacyVerificationKey(configService *PaymentConfigService) []byte {
 	if configService == nil {
 		return nil
 	}
 	return configService.encryptionKey
 }
 
+func parsePaymentResumeSigningKey(raw string) []byte {
+	raw = strings.TrimSpace(raw)
+	if raw == "" {
+		return nil
+	}
+	if len(raw) >= 64 && len(raw)%2 == 0 {
+		if decoded, err := hex.DecodeString(raw); err == nil && len(decoded) > 0 {
+			return decoded
+		}
+	}
+	return []byte(raw)
+}
+
 func psSliceContains(sl []string, s string) bool {
 	for _, v := range sl {
 		if v == s {

backend/internal/service/payment_visible_method_instances.go

@@ -82,6 +82,41 @@ func filterEnabledVisibleMethodInstances(instances []*dbent.PaymentProviderInsta
 	return filtered
 }
 
+func filterVisibleMethodInstancesByProviderKey(instances []*dbent.PaymentProviderInstance, method string, providerKey string) []*dbent.PaymentProviderInstance {
+	filtered := make([]*dbent.PaymentProviderInstance, 0, len(instances))
+	for _, inst := range instances {
+		if !providerSupportsVisibleMethod(inst, method) {
+			continue
+		}
+		if !strings.EqualFold(strings.TrimSpace(inst.ProviderKey), strings.TrimSpace(providerKey)) {
+			continue
+		}
+		filtered = append(filtered, inst)
+	}
+	return filtered
+}
+
+func distinctVisibleMethodProviderKeys(instances []*dbent.PaymentProviderInstance) []string {
+	seen := make(map[string]struct{}, len(instances))
+	keys := make([]string, 0, len(instances))
+	for _, inst := range instances {
+		if inst == nil {
+			continue
+		}
+		key := strings.TrimSpace(inst.ProviderKey)
+		if key == "" {
+			continue
+		}
+		normalized := strings.ToLower(key)
+		if _, ok := seen[normalized]; ok {
+			continue
+		}
+		seen[normalized] = struct{}{}
+		keys = append(keys, key)
+	}
+	return keys
+}
+
 func selectVisibleMethodInstanceByProviderKey(instances []*dbent.PaymentProviderInstance, providerKey string) *dbent.PaymentProviderInstance {
 	providerKey = strings.TrimSpace(providerKey)
 	if providerKey == "" {
@@ -117,32 +152,10 @@ func (s *PaymentConfigService) validateVisibleMethodEnablementConflicts(
 	supportedTypes string,
 	enabled bool,
 ) error {
-	if s == nil || s.entClient == nil || !enabled {
-		return nil
-	}
-
-	claimedMethods := enabledVisibleMethodsForProvider(providerKey, supportedTypes)
-	if len(claimedMethods) == 0 {
-		return nil
-	}
-
-	query := s.entClient.PaymentProviderInstance.Query().
-		Where(paymentproviderinstance.EnabledEQ(true))
-	if excludeID > 0 {
-		query = query.Where(paymentproviderinstance.IDNEQ(excludeID))
-	}
-	instances, err := query.All(ctx)
-	if err != nil {
-		return fmt.Errorf("query enabled payment providers: %w", err)
-	}
-
-	for _, method := range claimedMethods {
-		for _, inst := range instances {
-			if providerSupportsVisibleMethod(inst, method) {
-				return buildPaymentProviderConflictError(method, inst)
-			}
-		}
-	}
+	// Visible methods are selected by configured source (official/easypay),
+	// so multiple enabled providers can intentionally claim the same user-facing
+	// method. Order creation and limits will route through the configured source.
+	_, _, _, _, _ = ctx, excludeID, providerKey, supportedTypes, enabled
 	return nil
 }
 
@@ -172,6 +185,32 @@ func (s *PaymentConfigService) resolveVisibleMethodSourceProviderKey(ctx context
 	return providerKey, nil
 }
 
+func (s *PaymentConfigService) resolveVisibleMethodProviderKey(
+	ctx context.Context,
+	method string,
+	matching []*dbent.PaymentProviderInstance,
+) (string, error) {
+	switch providerKeys := distinctVisibleMethodProviderKeys(matching); len(providerKeys) {
+	case 0:
+		return "", nil
+	case 1:
+		return strings.TrimSpace(providerKeys[0]), nil
+	default:
+		providerKey, err := s.resolveVisibleMethodSourceProviderKey(ctx, method)
+		if err != nil {
+			return "", err
+		}
+		selected := selectVisibleMethodInstanceByProviderKey(matching, providerKey)
+		if selected == nil {
+			return "", infraerrors.BadRequest(
+				"INVALID_PAYMENT_VISIBLE_METHOD_SOURCE",
+				fmt.Sprintf("%s source has no enabled provider instance", method),
+			)
+		}
+		return strings.TrimSpace(selected.ProviderKey), nil
+	}
+}
+
 func (s *PaymentConfigService) resolveEnabledVisibleMethodInstance(
 	ctx context.Context,
 	method string,
@@ -194,23 +233,9 @@ func (s *PaymentConfigService) resolveEnabledVisibleMethodInstance(
 	}
 
 	matching := filterEnabledVisibleMethodInstances(instances, method)
-	switch len(matching) {
-	case 0:
-		return nil, nil
-	case 1:
-		return matching[0], nil
-	default:
-		providerKey, err := s.resolveVisibleMethodSourceProviderKey(ctx, method)
+	providerKey, err := s.resolveVisibleMethodProviderKey(ctx, method, matching)
 	if err != nil {
 		return nil, err
 	}
-		selected := selectVisibleMethodInstanceByProviderKey(matching, providerKey)
-		if selected == nil {
-			return nil, infraerrors.BadRequest(
-				"INVALID_PAYMENT_VISIBLE_METHOD_SOURCE",
-				fmt.Sprintf("%s source has no enabled provider instance", method),
-			)
-		}
-		return selected, nil
-	}
+	return selectVisibleMethodInstanceByProviderKey(matching, providerKey), nil
 }