diff --git a/frontend/src/components/payment/__tests__/paymentFlow.spec.ts b/frontend/src/components/payment/__tests__/paymentFlow.spec.ts
index 72dc61f1..aebec8e5 100644
--- a/frontend/src/components/payment/__tests__/paymentFlow.spec.ts
+++ b/frontend/src/components/payment/__tests__/paymentFlow.spec.ts
@@ -33,7 +33,7 @@ function createOrderResult(overrides: Partial<CreateOrderResult> = {}): CreateOr
 }
 
 describe('getVisibleMethods', () => {
-  it('filters hidden provider methods and normalizes aliases', () => {
+  it('normalizes provider aliases and keeps stripe as a top-level method', () => {
     const visible = getVisibleMethods({
       alipay_direct: methodLimit({ single_min: 5 }),
       wxpay: methodLimit({ single_max: 100 }),
@@ -43,6 +43,7 @@ describe('getVisibleMethods', () => {
     expect(visible).toEqual({
       alipay: methodLimit({ single_min: 5 }),
       wxpay: methodLimit({ single_max: 100 }),
+      stripe: methodLimit({ fee_rate: 3 }),
     })
   })
 
@@ -76,6 +77,19 @@ describe('decidePaymentLaunch', () => {
     expect(decision.recovery.outTradeNo).toBe('')
   })
 
+  it('routes Stripe button click to the full Payment Element without a preselected sub-method', () => {
+    const decision = decidePaymentLaunch(createOrderResult({
+      client_secret: 'cs_test',
+    }), {
+      visibleMethod: 'stripe',
+      orderType: 'balance',
+      isMobile: false,
+    })
+
+    expect(decision.kind).toBe('stripe_route')
+    expect(decision.stripeMethod).toBeUndefined()
+  })
+
   it('uses Stripe route flow for mobile WeChat client secret', () => {
     const decision = decidePaymentLaunch(createOrderResult({
       client_secret: 'cs_test',
diff --git a/frontend/src/components/payment/paymentFlow.ts b/frontend/src/components/payment/paymentFlow.ts
index 2a5f93dc..318f3882 100644
--- a/frontend/src/components/payment/paymentFlow.ts
+++ b/frontend/src/components/payment/paymentFlow.ts
@@ -14,9 +14,10 @@ const VISIBLE_METHOD_ALIASES = {
   alipay_direct: 'alipay',
   wxpay: 'wxpay',
   wxpay_direct: 'wxpay',
+  stripe: 'stripe',
 } as const
 
-export type VisiblePaymentMethod = 'alipay' | 'wxpay'
+export type VisiblePaymentMethod = 'alipay' | 'wxpay' | 'stripe'
 export type StripeVisibleMethod = 'alipay' | 'wechat_pay'
 export type PaymentLaunchKind =
   | 'qr_waiting'
@@ -144,7 +145,12 @@ export function decidePaymentLaunch(
   }, context.now)
 
   if (baseState.clientSecret) {
-    const stripeMethod: StripeVisibleMethod = visibleMethod === 'wxpay' ? 'wechat_pay' : 'alipay'
+    // visibleMethod === 'stripe' means the user clicked the dedicated Stripe button
+    // and should land on the full Payment Element to choose a sub-method themselves.
+    const isStripeButton = visibleMethod === 'stripe'
+    const stripeMethod: StripeVisibleMethod | undefined = isStripeButton
+      ? undefined
+      : visibleMethod === 'wxpay' ? 'wechat_pay' : 'alipay'
     const kind: PaymentLaunchKind = stripeMethod === 'alipay' && !context.isMobile
       ? 'stripe_popup'
       : 'stripe_route'
diff --git a/frontend/src/views/user/PaymentView.vue b/frontend/src/views/user/PaymentView.vue
index 7cb4343d..7bbdf708 100644
--- a/frontend/src/views/user/PaymentView.vue
+++ b/frontend/src/views/user/PaymentView.vue
@@ -693,14 +693,18 @@ async function createOrder(orderAmount: number, orderType: OrderType, planId?: n
       }
     }
     const visibleMethod = normalizeVisibleMethod(requestType) || requestType
-    const stripeMethod = visibleMethod === 'wxpay' ? 'wechat_pay' : 'alipay'
+    // When user clicks the dedicated Stripe button, leave method blank so the
+    // landing page renders Stripe's full Payment Element (card/link/alipay/wxpay).
+    const stripeMethod = visibleMethod === 'stripe'
+      ? ''
+      : visibleMethod === 'wxpay' ? 'wechat_pay' : 'alipay'
     const stripeRouteUrl = result.client_secret
       ? router.resolve({
         path: '/payment/stripe',
         query: {
           order_id: String(result.order_id),
           client_secret: result.client_secret,
-          method: stripeMethod,
+          method: stripeMethod || undefined,
           resume_token: result.resume_token || undefined,
         },
       }).href