feat: WebSearch tri-state, account stats pricing fix, quota cache fix, usage tooltip

WebSearch tri-state switch:
- Account-level web_search_emulation changed from bool to tri-state
  string: "default" (follow channel) / "enabled" / "disabled"
- shouldEmulateWebSearch checks channel config when account is "default"
- SQL migration converts old bool values
- Frontend select replaces toggle in Edit/CreateAccountModal

Account stats pricing:
- resolveAccountStatsCost uses upstream model (post-mapping) for matching
- Priority: custom rules → model pricing file (when toggle on) → default
- Custom rules always configurable, independent of toggle
- Account ID field changed to searchable selector filtered by platform
- Description updated to reflect new behavior

Quota notification cache fix:
- CheckAccountQuotaAfterIncrement fetches real-time account from DB
- Reconstructs pre-increment usage for accurate threshold crossing detection
- New AccountQuotaReader interface (minimal: GetByID only)

Usage tooltip:
- Per-request/image billing shows per-request price instead of $0 token price
- Token billing continues to show input/output price per million tokens

backend/internal/service/gateway_request.go

@@ -75,6 +75,9 @@ type ParsedRequest struct {
 	MaxTokens       int             // max_tokens 值（用于探测请求拦截）
 	SessionContext  *SessionContext // 可选：请求上下文区分因子（nil 时行为不变）
 
+	// GroupID 请求所属分组 ID（来自 API Key）
+	GroupID *int64
+
 	// OnUpstreamAccepted 上游接受请求后立即调用（用于提前释放串行锁）
 	// 流式请求在收到 2xx 响应头后调用，避免持锁等流完成
 	OnUpstreamAccepted func()