feat(auth): 实现 TOTP 双因素认证功能

新增功能：
- 支持 Google Authenticator 等应用进行 TOTP 二次验证
- 用户可在个人设置中启用/禁用 2FA
- 登录时支持 TOTP 验证流程
- 管理后台可全局开关 TOTP 功能

安全增强：
- TOTP 密钥使用 AES-256-GCM 加密存储
- 添加 TOTP_ENCRYPTION_KEY 配置项，必须手动配置才能启用功能
- 防止服务重启导致加密密钥变更使用户无法登录
- 验证失败次数限制，防止暴力破解

配置说明：
- Docker 部署：在 .env 中设置 TOTP_ENCRYPTION_KEY
- 非 Docker 部署：在 config.yaml 中设置 totp.encryption_key
- 生成密钥命令：openssl rand -hex 32

backend/go.sum

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@@ -217,6 +219,8 @@ github.com/pmezard/go-difflib v1.0.1-0.20181226105442-5d4384ee4fb2 h1:Jamvg5psRI
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+github.com/pquerna/otp v1.5.0 h1:NMMR+WrmaqXU4EzdGJEE1aUUI0AMRzsp96fFFWNPwxs=
+github.com/pquerna/otp v1.5.0/go.mod h1:dkJfzwRKNiegxyNb54X/3fLwhCynbMspSyWKnvi1AEg=
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